FREE SMILE MAKEOVER
https://youtu.be/LvSf7fGRb34?si=vu-cteMxVG5tdOrpLiving with a bad smile can have a real effect on your life. The average person waits 12 years before improving their smile because of cost or fear of the dentist. With Smart Smile Financing, you no longer have to wait. Let’s build your credit by financing veneers, and you can still receive huge discounts when you pay off early!
Complete your application to get started now!
Smile Now Pay Over Time
All Credit Accepted
Saying yes to your new smile has never been easier!
Watch as some of our clients describe how our financing options helped them achieve an “IncrediBIL” smile, which boosted their confidence and helped them achieve success they never dreamed of!
Still have questions? Read answers to our most common financing questions below, then chat with our live reps.
https://www.youtube.com/watch?v=8uAgKS-74Sk
Affordable Payments + Incredible Discounts
Beautiful smiles, made affordable.
A new smile brings new opportunities and, according to studies, may even increase earning potential. Our flexible payment options are designed to make your investment manageable—often offset by even the smallest career or life advancement.
A smile that works for you, not against your budget. A smart investment with lasting returns.
See Low Prices + Instant Discounts
Our Early Payoff Discounts are simple – The faster you pay, the more you save. Even though we don’t charge interest when financing veneers, our clients by nature, forfeit their ‘cash discount’ as they pay out over time. But that doesn’t mean you can’t still get an amazing deal!
By taking advantage of our Early Payoff Discounts, you can get the best of both worlds. You get your case started for a low down-payment, you keep your case by keeping up with your easy weekly installments, and then you can pay off when you’re ready! Plus we report early payoffs to Major Credit Bureaus. Improving your credit score is just one more reason to SMILE!
Start Your Application NowAbsolutely! However, in certain instances the financing company may require an additional security deposit. This deposit is refundable. Please review your installment agreement for further details.
Do you report payments to any credit bureaus?Yes, in fact, we report to all 3 major credit bureaus (Experian, Equifax, and Transunion). These monthly reports reflect late, delinquent, and on-time payments, which some clients have said was the perfect way to improve their credit!
How does this process work?Our financing process is very simple:
That’s it. Once your installment agreement is signed, the financing company will notify us, and we will ship your impression system.
What is the status of my application?As long as your application was received, you can expect to receive documents from the financing company, usually within 2 business days. If you have waited more than 2 business days, please send an email to [email protected].
How do I cancel my application?You may cancel your application and request a refund by emailing [email protected] using the subject line of “Cancel” within 14 days, if the Impression System is unopened and unused. You may also ask that they transfer your down payment to Brighter Image Lab if you would like to purchase at the Lab Direct pricing.
Do they have to be paid off before I receive them?If you purchased through a 3rd party financing company, your veneer will be shipped as soon as it is ready. MSC Development Inc. is the 3rd party company who provides payment options. Brighter Image Lab creates and ships the product.
I think you charged the down payment twice?When this happens, it is usually because the financing company required a security deposit on top of the down payment. On the contract that is submitted, there is a section specifically mentioning the requirement of a security deposit. There you should find the amount which was deducted from your account.
Why did you report me to the credit bureau?The financing company uses software to track payments and report them to the credit bureau. It automatically reports when payments are made, and when they are missed. If you feel that you have been reported in error, please send an email to [email protected]
Why is it more than advertised?The financing company (MSC Development Inc.) pays the full retail price when they place an order on your behalf. We offer our Lab Direct clients this discount as a benefit. If you would like to build your credit portfolio, we recommend financing the veneers to both split the cost into smaller, more manageable payments, and to help build your credit rating up by making payments on time. MSC Development Inc. provides the payment options with no fees and no interest, and Brighter Image Lab creates and ships the veneers.
Do you guys do a credit check?Yes, when you submit your application, you will be asked for your permission to pull a copy of your credit report. The financing company will access and review your credit report and their inquiry will then be listed on your report in the future. Some people refer to this as a “hard credit check”.
Can I buy one arch now and add the other arch later?Once you enter into an agreement with the finance company and sign your contract, we cannot add or remove anything from the order. The best time to decide is when you place your initial order. We have worked with the finance company to keep the payments low – less than a $2 difference – for both double and single arch selections.